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Core Financial
Helping People, Here to Stay!

Karen Ketcham | Monty Coen | Brenna Chenoweth

111 West Parmenter
Lamar, CO 81052

Life and Health Insurance Options

At Core Financial, we believe life insurance is usually the basis for any financial strategy. Our team includes insurance and health professionals with decades of combined experience in the insurance industry. We can offer individuals and businesses a number of insurance services, including:

Life (Permanent & Term)

Life insurance offers a way for someone to protect a family in the event of an unforeseen death. Today, there are multiple life insurance options, including term, whole, and universal. Most life policies written with our home company, Signator. However, we are able to shop other companies to accommodate special circumstances.

Health (Group & Individual)

Health insurance is critical for individuals of all ages. Our independent agent can shop numerous companies on and off the marketplace, and is certified to market senior products such as Medicare Supplements.

Long-Term Care

Health insurance plans don’t cover daily extended care services, and Medicare only covers short stays in nursing homes or limited at-home care under strict conditions. For these reasons, many individuals and families need long-term care insurance as a way to protect hard-earned assets for survivors. We offer long-term care insurance as a stand-alone or as a life insurance rider.


Disability insurance can help protect one’s financial future and provide a replacement income in the event of either a short-term or long-term disability.

Critical Illness

Critical illness insurance can provide cash assistance in the event of a heart attack, stroke, or cancer.




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